Credit Counselling in Hamilton- Your questions answered

Is credit counselling a good option for me?

If you have enough money to pay off your debts but need help budgeting and negotiating with creditors, then yes.

If you would like to read about other options, see articles on consumer proposals and filing for bankruptcy.

Will my debts just go away?

No, but a credit counsellor can reduce the interest you are currently paying making them easier to pay back.

Does credit counselling stop collection calls?

Yes! A credit counsellor will negotiate a plan with you with your creditors for you to pay off your debt and they will stop using collection agencies.

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