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	<title>The Billy Martell Bankruptcy Hamilton Blog</title>
	<link>http://www.bankruptcy-hamilton.ca</link>
	<description>Information about personal bankruptcy, consumer proposals and alternatives to bankruptcy in Hamilton, Ontario</description>
	<lastBuildDate>Fri, 30 Sep 2011 18:07:35 +0000</lastBuildDate>
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		<title>Bankruptcy Rate in Hamilton Declines</title>
		<description><![CDATA[The Office of the Superintendent of Bankruptcy has once again released current statistics for bankruptcy and consumer proposals filings in Canada including the Hamilton region. The most current numbers released are for the second quarter of 2011 and detailed information can be found on our Bankruptcy Canada or Consumer Proposal Canada sites. In the Hamilton [...]]]></description>
		<link>http://www.bankruptcy-hamilton.ca/2011/09/07/bankruptcy-rate-in-hamilton-declines/</link>
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		<title>Personal Bankruptcy filings in Hamilton down once again</title>
		<description><![CDATA[  The Office of the Superintendent of Bankruptcy released statistics yesterday which show a decline in the number of Hamilton residents who filed for personal bankruptcy during the first quarter of this year as compared to the same period last year. The report breaks down the numbers by province and even by Census Metropolitan Area [...]]]></description>
		<link>http://www.bankruptcy-hamilton.ca/2011/05/26/personal-bankruptcy-filings-in-hamilton-down-once-again/</link>
			</item>
	<item>
		<title>Giving back to the community</title>
		<description><![CDATA[Fall has arrived and along with that comes the start of another hockey season. Many people in our community can appreciate the impact and the lifelong learning experiences an organized sport such as hockey can have on our children. There is no better example of this than the events happening this week in Dundas. The [...]]]></description>
		<link>http://www.bankruptcy-hamilton.ca/2010/09/27/given-back-to-the-community/</link>
			</item>
	<item>
		<title>Personal Bankruptcy rates decline in Hamilton</title>
		<description><![CDATA[As reported in the Hamilton Spectator this morning, The Office of the Superintendent of Bankruptcy released statistics that show the total number of personal bankruptcies and consumer proposals filed in the Hamilton area has declined by more than 14% in the last three months. The statistics for the second quarter of this year show that [...]]]></description>
		<link>http://www.bankruptcy-hamilton.ca/2010/08/25/personal-bankruptcy-rates-decline-in-hamilton/</link>
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		<title>Massive Increase in Personal Bankruptcy Rate in Hamilton</title>
		<description><![CDATA[The press in Hamilton has done a great job reporting on the massive increase in the number of personal bankruptcy filings in Hamilton, and in Ontario, and Canada. The Hamilton Spectator interviewed me for an article that said that Bankruptcies Jump 36% in Hamilton area. I thought the article was a perfect summary of the [...]]]></description>
		<link>http://www.bankruptcy-hamilton.ca/2009/11/23/massive-increase-in-personal-bankruptcy-rate-in-hamilton/</link>
			</item>
	<item>
		<title>The Hamilton Spectator Series on The Way We Spend</title>
		<description><![CDATA[For the past six weeks I have been following a multimedia series published in The Hamilton Spectator titled &#8220;The Way We Spend&#8221; which features four local families dealing with budgeting, cutting back on indulgent spending and saving in a healthy way. This week the Greenways were featured and the credit counsellor they were paired with [...]]]></description>
		<link>http://www.bankruptcy-hamilton.ca/2009/10/27/the-hamilton-spectator-series-on-the-way-we-spend/</link>
			</item>
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		<title>The New Bankruptcy Rules in Hamilton</title>
		<description><![CDATA[I appeared this morning for a live interview on the morning show on 900 CHML with with Shiona Thompson and Bob Bratina to talk about changes to the personal bankruptcy rules that take effect on September 18, 2009. I always enjoy appearing with Bob and Shiona; they do their research and always ask good questions. [...]]]></description>
		<link>http://www.bankruptcy-hamilton.ca/2009/09/17/the-new-bankruptcy-rules-in-hamilton/</link>
			</item>
	<item>
		<title>Using Plastic to Pay Day to Day Expenses</title>
		<description><![CDATA[My colleague Douglas Hoyes was quoted in the Hamilton Spectator today, in an article on Using Plastic to Pay Daily Expenses. As the economic gets worse, more and more Hamilton residents find themselves using credit cards to buy food, and to put gas in their car.  That leads to high levels of debt.  Doug is [...]]]></description>
		<link>http://www.bankruptcy-hamilton.ca/2009/05/27/using-plastic-to-pay-day-to-day-expenses/</link>
			</item>
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		<title>Job Loss and Bankruptcy in Hamilton</title>
		<description><![CDATA[As I picked up my copy of the Hamilton Spectator on Saturday, I couldnâ€™t help but notice the big bold number printed on the front page â€œ129,000â€. That is the number of jobs lost in Canada during the month of January, and over half of them from Ontario. Since Statistics Canada began compiling data in [...]]]></description>
		<link>http://www.bankruptcy-hamilton.ca/2009/02/09/job-loss-and-bankruptcy-in-hamilton/</link>
			</item>
	<item>
		<title>Talking on the Radio about Debt and Christmas</title>
		<description><![CDATA[I had the pleasure of appearing this morning on the Morning News on AM 900 CHML with Shiona Thompson and Bob Bratina to talk about debt and Christmas.Â  I gave some Tips on Surviving the Economic Crisis, which included reducing your debt, and staying out of debt. At Christmas time we all want to buy [...]]]></description>
		<link>http://www.bankruptcy-hamilton.ca/2008/12/03/talking-on-the-radio-about-debt-and-christmas/</link>
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